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Apply
Now: |
Applying for a loan or getting
more information is easy. We offer you several convenient
options to get started.
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Call us at (415) 923-1670 and
we will take your application over the phone. |
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Download the application material now and mail
or fax it to us. |
Documents
Required:
Purchase / Refinance Loans - Instructions
for completing loan application:
- Complete and sign 3 or 4 page
residential loan application Form 1003 and attached
loan info sheet, credit authorization and fair lending
notice. Page 4 of the application is a continuation
page in case you need additional space for your assets
or liabilities. If you make a mistake while filling
out the application cross it out, and make a change.
Do NOT use white out.
- If you are salaried: provide two years W-2 and one
month of paystubs OR if you are self-employed: provide
two years tax returns and a YTD profit and loss statement.
- If you own rental property, please provide rental
agreements and two years tax returns.
- If you wish to speed up the approval process, please
also provide three months bank statements for each
bank, stock and mutual fund account.
- Provide recent copies of any stock brokerage or
IRA/401K accounts that you may have.
- If you are requesting a cash out refinance please
provide a letter explaining what you plan to do with
the proceeds.
- Provide copy of divorce decree if applicable.
- If you are NOT a US citizen provide us with a copy
of your green card (front & back), or if you are
NOT a permanent resident provide us with your H-1
or L-1 visa.
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Credit Lines/Home Equity Loans - Instructions
for completing loan application:
- Complete and sign 3 or 4 page residential loan application
Form 1003 and attached loan info sheet, credit authorization
and fair lending notice. Page 4 of the application
is a continuation page in case you need additional
space for your assets or liabilities. If you make
a mistake while filling out the application cross
it out, and make a change. Do NOT use white out.
- If you are salaried: provide two years W-2 and one
month of paystubs OR if you are self-employed: provide
two years tax returns and a YTD profit and loss statement.
- If you own rental property, please provide rental
agreements and two years tax returns.
- Please provide a copy of the note on your 1st mortgage.
This will normally be found in your closing loan documents.
- Please provide a signed letter explaining what you
plan to do with the proceeds.
- Provide copy of divorce decree if applicable.
- If you are NOT a US citizen provide us with a copy
of your green card (front & back), or if you are
NOT a permanent resident provide us with your H-1
or L-1 visa.
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